Looking for a credit card that’s loaded with perks like cash back rewards and zero annual fees?
With the Chase Freedom Unlimited Credit Card , you can earn up to $600 cash back for spending up to one year of card use and $20,000 worth.
That advantage is just the tip of the iceberg. Interested in applying for this credit card? Read on to learn more about its benefits, as well as the necessary requirements to apply for the card today .
Benefits and Features of a Chase Freedom Unlimited Credit Card
JPMorgan Chase and Co. is committed to helping customers reach their financial goals with affordable credit cards tailored to every type of cardholder. In this article, we are going to discover the advantages that come with the Chase Freedom Unlimited Credit Card .
This credit card is designed for people who rely on cards to pay for various everyday expenses, such as groceries, fuel, plane tickets, movies, and even large purchases. Cardholders are rewarded for every use of the card due to the 3% cash back benefit . Please note that cash back rewards do not expire while the account is active and will last for the first 12 months and $20,000 spent. After that, the cash back rate will drop to 1.5% on each purchase.
Speaking of rewards, keep in mind that you can use the points to shop at Amazon and even use them as a gift voucher . Cardholders can also redeem points for competitively priced travel tickets. JP Morgan Chase and Co. also offers a wide variety of reward options for those who want to redeem their points and even transfer them to another account.
Security is another highlight of this credit card due to Zero Liability Protection and Extended Warranty Protection . This means that you will not be responsible for unauthorized transactions made with the card.
Because this credit card is powered by Visa , cardholders can also enjoy it worldwide, acceptable in more than 190 countries around the world. Plus, cardholders can get deep discounts from partner merchants that offer apparel, tours, car rentals, hotel and resort reservations, food, and much more.
Now that you’re familiar with some of the great benefits of this credit card, read on to learn about eligibility rules and how you can apply today .
How to Apply for a Chase Freedom Unlimited Credit Card
Eligibility requirements are as follows: You must be at least 18 years old and a US Resident (or 19 in AL and NE, 21 in Puerto Rico).
If you don’t have an existing account, you can click ‘ Apply as Guest ‘ and fill out a form about your personal and financial information. Please note that you will be asked about your Employment , Salary , Social Security Number , Contact Details, and Residence . However, for accessibility and faster decision, applicants may choose to apply online through the Chase Bank website .
For credit limit , the bank will provide a manageable amount aligned with your financial capabilities and credit rating. However, it is possible to request a credit limit increase later, as long as you pay your balances on time and in full.
Unlimited Chase Freedom Unlimited credit card fees and charges
Take a look at this brief overview of the common fees and charges you can expect with this credit card. Keep in mind that you should always pay off your card on time so it doesn’t seriously affect your credit score. For more detailed information on rates, visit the Price and Terms Guide on the Chase website.
- Annual fee: $0
- Variable APR and Balance Transfer APR: 17.24% to 25.99% (0% introductory APR for 15 months)
- Cash Advance APR: 27.24%
- Balance transfer fee: $5 or 3%
- Cash advance commission: 3%
- Foreign transaction fee: $10 or 5%
- Late payment fee: up to $39
Address and contact information
Address: 383 Madison Avenue, New York, New York, United States
For credit card assistance, you may contact Chase at 0011 1302-594-8200 .
Overall, the Chase Freedom Unlimited Credit Card is a worthwhile card. With its 3% Cash Back Feature , cardholders can earn great rewards in exchange for using the card for groceries, fuel, and other expenses. If this interests you, head over to the Chase website and apply today to experience a change in the way you spend.
Note: There are risks to applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.